Data-Driven Payments, Reconciliation & Payouts Across Africa & Beyond.

Boost approvals, eliminate reconciliation gaps, and expand globally with a modular fintech stack built for merchants, fintechs, and banks.

What Sets Us Apart

Our Services

A Full-Stack PSP — Built for Growth

With years of experience and a results-focused approach, we empower businesses to navigate complexity and achieve their goals.

Your Time is Valuable.
We Make Every Second Count.

Up to

40%

of leaders’ time goes to strategy.

Solutions for Merchants, Fintechs & Banks

Quickly identify and resolve revenue blockers with a comprehensive business audit. We uncover hidden challenges and provide strategic solutions to restore growth.

Revenue Optimization Strategies

Quickly identify and resolve revenue blockers with a comprehensive business audit.

Pricing & Profitability Analysis

Quickly identify and resolve revenue blockers with a comprehensive business audit.

Revenue Optimization Strategies

Quickly identify and resolve revenue blockers with a comprehensive business audit.

Unlock new growth opportunities with expert scalability strategies. We help you optimize operations, expand efficiently, and maximize long-term success.

Customer Retention Strategy

Uncover hidden churn risks and improve customer lifetime value with a data-driven retention audit.

Operational Efficiency Review

Streamline workflows and eliminate inefficiencies to boost performance across every department.

Go-to-Market Strategy Support

Launch with confidence using proven frameworks tailored to your product, market, and goals.

Gain a competitive edge with in-depth market intelligence. We analyze your competitors’ strengths and weaknesses to position your business for sustainable advantage.

Competitive Landscape Analysis

Gain a clear view of your market position with deep insights into competitor strengths, weaknesses, and strategies.

Competitor Marketing Breakdown

Understand where your competitors are winning online—and where you can outperform them.

Competitor Intelligence Reports

Access actionable intelligence on your top competitors to inform smarter, faster business decisions.

About Us

More Than a Payment Provider. A Growth Partner.

Payer.io is licensed in South Africa, Kenya, and Canada — with Zambia in progress — and built to help you increase approvals, reduce costs, and take control of your reconciliation.

Success is built on vision, strategy and people!

Data-driven Insights

Experienced Strategists

Our team of seasoned strategists brings decades of combined experience across industries and markets. We don’t just advise—we partner with you to uncover opportunities, navigate complexity, and drive meaningful results.

With a deep understanding of business dynamics, we transform challenges into growth strategies tailored to your goals.

Tailored Solutions

We know your organization is unique—and your strategy should reflect that. At the core of our approach is a belief in personalization. We take the time to listen, learn, and understand your company’s goals, culture, challenges, and competitive landscape.

Rather than applying generic frameworks, we co-create tailored solutions that are grounded in your reality and designed to be both actionable and sustainable.

Data-Driven Approach

In today’s fast-paced world, intuition alone isn’t enough. That’s why our strategies are grounded in data—providing you with the clarity and confidence needed to make high-stakes decisions. We use advanced analytics, predictive modeling, and performance metrics to identify patterns, validate hypotheses, and uncover growth opportunities.

By turning complex data into meaningful insights, we empower you to act decisively and strategically. We don’t just show you what’s happening—we help you understand why, and what to do next.

Commitment to Your Success

Our work doesn’t end with a final presentation—it starts with a shared commitment to your long-term success. We believe that true impact comes from building relationships, not just delivering recommendations.

That’s why we go the extra mile to ensure our strategies are implemented effectively and deliver tangible results.

Bank-Grade Risk & Compliance

Bank-Grade Risk & Compliance — Built-In

KYC/KYB

Directors, UBOs, shareholders verified.

Screening

AML, PEP, sanctions, watchlists.

Monitoring

Velocity, device/IP, issuer decline analysis.

Disputes

Ethoca & Verifi pre-alerts + fraud detection.

Our Clients

Why Businesses Choose Payer.io

From emerging startups to established global leaders, our clients rely on our expertise to overcome challenges, seize opportunities, and achieve measurable results.

Data-First Analytics

Smart routing to increase approvals.

Reconciliation Engine

Multi-bank automation, exception handling.

Modular Stack

Plug-and-play fintech tools built for scale.

Bank-Friendly Model

Growth without ISO/PAYFAC complexity.

$1B+

In Cost Savings Identified

Optimizing operations for sustainable profitability.

Daniel Foster

COO, Horizon Retail Group

Scaling our business felt overwhelming until we partnered with this team. They conducted a thorough market analysis, identified growth opportunities, and helped us expand into three new markets without disrupting our operations. Their structured, step-by-step approach made the entire process seamless, and their insights continue to shape our long-term success.

45%

Revenue Growth After Expansion

Maria Sanchez

CEO, TAX Com

We were struggling to streamline our operations and keep up with demand. Working with this team changed everything. They assessed our workflow, pinpointed bottlenecks, and implemented smart systems that saved us hours every week. Their strategic guidance didn’t just fix problems—it empowered our team to perform at a whole new level. We’re now more efficient, responsive, and ready to scale.

30%

Cost Reduction Through Process Optimization

John Wolfar

CEO, Credi Goo

Before we connected with them, our digital presence was inconsistent and lacked direction. Their team took the time to understand our brand, refined our messaging, and rolled out a cohesive strategy that elevated our online visibility. The results were almost immediate. Engagement grew, conversions followed, and we finally feel aligned with our audience.

Faster Market Expansion with Our Growth Strategy

What Our Clients Say

Get in Touch

Change Starts With a Conversation

Have a Challenge or an Idea?

Fill out the form, and let’s talk about how we can support your business with tailored solutions.

Call us at:

1-800-356-8933

Visit us at:

Seventh Ave, 20th Floor, New York, NY 10018

Schedule a Free Consultation

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Insights & Success Stories

Expert Strategies, Industry Trends & Real Results

Stay ahead with the latest business insights, success stories, and industry trends. Explore expert advice, real-world case studies, and actionable strategies to drive growth and innovation in your business.